Sainath Deshmukh

Singapore is a vibrant city that attracts expats from all over the world. While Singapore’s healthcare system is known for its high-quality medical services, it is essential for foreigners to understand the importance of getting health insurance during their stay. In this article, we will talk about the reasons why having health insurance for expats in Singapore is important.  There are several reasons for expats to get health insurance for expats in Singapore:   ·          Coverage against risks and health expenses for a peace of mind:   Illnesses and accidents can happen anytime, and even if you are generally healthy, it is crucial to not take it for granted. Health insurance for expats in Singapore ensures that you are financially protected against unexpected medical emergencies or expenses. Whether it is a sudden illness, unexpected injury or the need for specialised treatment, health insurance offers the necessary coverage to...

  Planning for your retirement is an important part of financial planning. When you start planning for your future early, it gives you enough time to adjust to any unexpected challenges that may come your way. Retirement planning provides financial security that allows you to live your golden years as you desired. Let us discuss some of the benefits of starting retirement planning .  ·          Independence:   Retirement planning is not only about making sure that you have enough money to live comfortably. It is also about gaining financial independence so that you do not need to rely on a job to cover your living expenses. With the help of retirement planning, you can get a head start and gather the wealth you need to achieve financial independence. Furthermore, a good retirement plan can help you maintain your lifestyle, pursue hobbies and deal with unexpected expenses without stress.    ·    ...

  Cancer remains a worldwide health issue, and adequate coverage for it is vital. There are many cancer insurance plans available in the market, but selecting the right plan can be challenging. Properly understanding the considerations can help you narrow your list and select a plan that meets all your needs. Here is a guide on how you can select the right cancer insurance plan in Singapore ·          Understanding your needs:   Before exploring cancer insurance plan options, take the time to understand your needs. You can consider factors such as medical history, lifestyle habits and health insurance coverage. This way, you will be able to determine the level of coverage you need. You will be able to narrow your options further and guide you to choose a plan that offers the coverage you need.   ·          Assess your budget:   Once you have assessed your needs, your next ste...

  A regular savings plan lets policyholders invest a fixed amount of money into various financial vehicles. It is an important part of wealth management. Saving consistently can help you achieve your long or short-term goals. Having a regular savings plan can also be highly beneficial in the face of adversity. These are only some of the benefits of a savings plan; let us explore some more ·          Lifetime of monthly income: Some regular savings plan provide a lifetime of monthly income. You can start receiving a monthly cash benefit as early as the second policy year. The payout starts increasing from the fourth year of the policy. This benefit makes sure that you have regular income to support your financial needs. With the payout increasing over time, you can relax and enjoy a comfortable lifestyle and financial security.    ·          Financial protection: A regular savings plan offers...

Parenthood is an exciting chapter, and having comprehensive maternity insurance is an important step for expecting parents. This guide will provide insight into the crucial factors and knowledge of maternity insurance and help parents make the right decision.  What is maternity insurance?   Maternity insurance is a specialised product designed to offer comprehensive coverage to expecting mothers. It covers various healthcare expenses related to pregnancies and also provides coverage for new-borns. This insurance lessens the financial burden linked with pregnancy and childbirth. It offers peace of mind to parents starting the journey of parenthood. Coverage provided in maternity insurance   Here is a list of coverage that is included in a maternity insurance plan that addresses the different needs of parents:   ·          Coverage for pregnancy complications:   Pregnancy can be a unique journey and sometim...