Sainath Deshmukh

  With soaring healthcare costs and unforeseen health risks, critical illness insurance has become an important tool for financial protection. It enables you to focus on recovery without worrying about the burden of expenses. Below are some vital points to guide you in choosing the right Critical Illness Insurance plan. 1. What is Critical Illness Policy? Critical illness insurance is protection that provides a lump sum if you are diagnosed with a significant illness covered under the plan. Common diseases include cancer, heart attack, stroke, kidney failure, and organ transplants. The plan adapts to your changing needs by allowing you to add coverage for early-stage, recurring, or relapse critical illnesses. As your priorities and budget change, you can easily expand your protection to stay covered at every stage.  2. Who Should Get Critical Illness Insurance? Critical Illness Insurance is ideal for individuals with dependents supported by their income, like children or elde...

  As parents get older, their health becomes more sensitive and unpredictable. Regular doctor visits, ongoing medications and hospital stays can quickly become expensive. Buying health insurance for elderly parents is one of the most caring ways to support them. It helps manage medical costs, offers timely treatment and allows them to focus on recovery without financial worries. Choosing the right plan may seem complicated at first, but understanding a few basics can make the process simple and stress-free. Understand Their Health Requirements The first step is to learn about your parent’s current and possible future health needs. Many elderly individuals live with conditions like diabetes, high blood pressure or arthritis that require constant monitoring. Knowing this helps you find a plan that covers hospital stays, regular check-ups and treatments related to these ongoing issues. A good plan should match their lifestyle and the kind of care they need most often. Check Age and E...