Sainath Deshmukh

Planning for a child is one of life’s most joyous milestones. Along with the excitement, families must also prepare for the financial responsibilities that come with pregnancy care, delivery and a newborn’s early health needs. Maternity health insurance can be a game changer, offering tailored coverage that protects both mother and baby during this important stage.     What Is Maternity Health Insurance? Maternity health insurance is a specialised insurance plan designed to provide financial protection for pregnancy-related medical needs. Unlike standard health insurance policies, maternity insurance focuses on maternal care, covering complications during pregnancy, hospital stays and newborn health risks. These plans are designed to support families through the early days after childbirth.  Key Benefits for Expectant Mothers Expecting mothers may face unexpected medical needs during pregnancy. A dedicated maternity plan helps mitigate these financial costs and ensu...

  In Singapore, life moves fast – from daily commute to active weekends outdoors. While we enjoy a generally safe environment, accidents can still happen when we least expect them. A minor mishap at home, an accident during travel or a sudden fall while engaging in everyday activities can lead to sudden medical costs and income loss. That’s where accidental plan insurance comes into play, a solution designed to protect you and your loved ones against the financial fallout of unforeseen accidents Accidental plan insurance offers personal accident coverage that provides financial protection against injury, disability or death as a result of accidents. Unlike regular health insurance, which primarily covers hospitalisation and surgical procedures, an accidental plan helps pay costs connected with unforeseen accidents, even if you are not hospitalized. This kind of plan often complements existing medical or hospital plans, filling gaps that other insurance covers might leave behi...