Coverage Available in Maternity Insurance in Singapore

Maternity insurance in Singapore is designed to provide financial support and peace of mind for expectant mothers and their families. This type of insurance covers various pregnancy-related costs. By investing in maternity insurance, parents can make sure that they are financially prepared for the arrival of their baby. This allows them to focus on the joy of welcoming a new member to their family without unexpected medical bills. 

 Let us understand the comprehensive coverage offered under maternity insurance in Singapore.


Maternity Insurance

Coverage offered to Mothers


·        Pregnancy complications & Mental wellness care:

Maternity insurance plans often include protection for pregnancy complications and mental wellness care. They cover 17 different pregnancy complications, making sure that you have financial support if any serious health issues arise during pregnancy. These plans can also help cover the cost of psychological consultations and treatment for postpartum depression. New mothers can access mental health support and care without worrying about the expenses. 

 

·        Gestational Diabetes Mellitus (GDM):

Maternity insurance includes coverage for Gestational Diabetes Mellitus (GDM), a condition that can develop during pregnancy and can be risky to both mother and baby. This coverage protects you by offering financial support for managing GDM and any resulting conditions or complications. With up to 10% of the sum assured, this insurance helps cover the costs of necessary treatments and medical care. 

 

·        Hospital care benefit:


This feature in maternity insurance provides financial support to mothers in case they need to be hospitalised during their pregnancy. You can get 2% of the sum assured per day for up to 50 days of hospitalisation due to 26 conditions, including Lactation Mastitis. Additionally, with hospital care benefits, you receive a payout if you are admitted to the hospital or the Intensive Care Unit. This helps cover the costs of your hospital stay and ensures you get the care you need. 


Coverage offered to the child

• Congenital conditions:

Maternity insurance provides coverage for congenital conditions, protecting your baby against 25 different illnesses, such as Down Syndrome. This coverage helps cover the medical costs associated with diagnosing and treating these conditions, making sure your baby receives the necessary care and support. It offers peace of mind knowing you can get quality healthcare for your child when needed. 


Maternity Insurance


·         Hospital care benefit:

Maternity insurance includes a Hospital Care Benefit, which provides financial support if your baby needs to be hospitalised. You can get 2% of the sum assured per day for up to 25 days for conditions such as Hand, Foot and Mouth Disease, severe Neonatal Jaundice requiring phototherapy, and Premature Birth. Additionally, for serious hospitalisation cases, the Hospital Care Accelerator Benefit offers extra financial assistance. This ensures that you can afford the necessary medical care for your baby without worrying about the costs, giving you peace of mind during a stressful time.

Parents in Singapore can access maternity insurance that provides comprehensive coverage throughout the pregnancy journey. By understanding the benefits, you can choose a plan that meets your needs and ensures financial security. Purchasing maternity insurance is a step towards safeguarding the well-being of both mother and child, providing peace of mind during this special time.



Original source:-  Coverage Available in Maternity Insurance in Singapore

Comments

Post a Comment

Popular posts from this blog

Buying Life Insurance Online in Singapore: A Guide for the Digital Age

Image
  In today’s digital world, to buy life insurance online has become a convenient and popular choice for many in Singapore. With advancements in technology, individuals can now compare, select, and purchase policies with just a few clicks—all from the comfort of their homes. This article explores the benefits of buying life insurance online, the steps to follow, and what to consider when making this important decision. Why Buy Life Insurance Online? There are several reasons why purchasing life insurance online has gained popularity in Singapore over the years:   1.       Convenience ·          The online process lets you to explore options anytime, anywhere. You no longer need to visit a physical branch or schedule in-person meetings with an agent. ·          Policies can often be purchased within minutes from home, office or at dinner, saving you valuable time. ...
Read more

What Types of Insurance Plans Are Available in Singapore?

Image
  Having an insurance plan means protecting you and your family from financial risks and uncertainties. In Singapore, there are many types of insurance plans, individual and family, that provide coverage for different needs of the people. Understanding the different types of plans that are available can help you choose a plan that is best suited to your needs. Here is a list of insurance plans available in Singapore. Health Insurance: Health insurance , also called medical insurance, is a financial tool that can help cover the cost of health-related expenses resulting from illnesses, injuries, or hospitalisation. The coverage offered under this plan includes hospital stays, outpatient treatments, and more.    Because of the rising cost of healthcare, having health insurance makes sure that you can afford the right medical treatment at the time of need without worrying about depleting your savings. Health insurance plans also include supplementary benefits that can be adde...
Read more

Factors to Look for When Choosing a Women Insurance Plan in Singapore

Image
A women insurance plan addresses the unique health concerns that women face through different stages of their life. You want a plan that safeguards your health and financial well-being in the long run. But how do you select a women insurance plan that is right for you and meets your requirements? This article will discuss a factors you should consider when selecting a women insurance plan that will suit your unique needs.  ·         Coverage for Women-Specific Illnesses: One of the main reasons to choose a women insurance plan is that it provides coverage for illnesses that mainly affect women. These illnesses include breast cancer, cervical cancer, and other gynaecological conditions. You must check the illnesses that are covered in your plan when selecting an insurance plan for yourself. Some plans can include other benefits, such as reconstructive surgery and post-diagnostic support. Such plans are crucial as they provide time for recover...
Read more