Why You Need Personal Accident Insurance In Singapore

Personal accident insurance plays an important part in protecting you and your family against life’s unpredictable events. It complements your health insurance or hospitalisation plan by offering extra coverage in case of injuries. 

Here’s why a personal accident insurance plan is worth considering



Personal accident insurance


Personal accident insurance plays an important part in protecting you and your family against life’s unpredictable events. It complements your health insurance or hospitalisation plan by offering extra coverage in case of injuries. 

Here’s why a personal accident insurance plan is worth considering.


Broad Protection Against Accidents

Personal accident insurance plans provide coverage if you are injured due to an accident. The includes both major and minor injuries like burns, fractures and sprains. 

The financial assistance helps manage medical bills and related costs, reducing pressure on your personal savings. Whether it’s a car accident, a fall, or a sports injury, you will have reassurance that some of your expenses will be covered.


Coverage for Infectious Diseases

Many personal accident insurance plans in Singapore now include protection for specific infectious diseases. Conditions such as dengue fever, hand, foot and mouth disease, food poisoning and even bites from animals or insects may be covered.
This is especially helpful for parents of young children or those living in areas where such diseases are more common. Always review your policy details to understand which illnesses are included.


Travel-Friendly Worldwide Coverage

Personal accident insurance follows you wherever you go, offering global coverage -  even when you are overseas.
If you suffer an accident abroad, your plan may provide coverage and access to a 24-hour emergency helpline. This can be very useful in unfamiliar surroundings, where quick medical advice and support are needed.


Hospital Recovery And Daily Support

Another Benefit Is Recovery Aid. If You Are Hospitalised Due To An Accident, You Will Receive Daily Cash Benefits During Your Stay. 
Some Plans Also Include Family Support Funds And Transport Reimbursements, Easing The Burden On Loved Ones While You Recover.  This Allows You To Focus On Resting And Healing Without Worrying About Expenses. 


Personal accident insurance



Coverage for Fractures and Related Injuries

Many personal accident plans include fracture care, helping cover the cost of treating broken bones or fractures. These treatments can be expensive, and the plan may also support the cost of home modifications or mobility aids like crutches or ramps. With the right plan, you won’t have to face these costs alone.

Personal accident insurance in Singapore is more than just an optional add-on. It helps you stay prepared for the unexpected, without letting financial worries slow down your recovery.














 




 

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